At present, the Administration Committee of Huizhou Zhongkai High tech Zone has completed the government procurement bidding for the 2025 high-tech enterprise recognition application cost insurance project (referred to as "high-tech enterprise recognition insurance project"), with a total guarantee amount of more than 22 million yuan. It plans to provide cost loss protection for more than 400 enterprises that applied for high-tech enterprise recognition in the Zhongkai High tech Zone that year, encourage reporting as much as possible, and realize the transformation of high-tech enterprise cultivation from "quantity growth" to "quality improvement". The winning service unit is the Huizhou Branch of PICC Property and Casualty Insurance Co., Ltd.

　　It is understood that this project is the first high-tech enterprise certification insurance project in China to be centrally procured by the government. It is the first to combine the promotion of government high-tech enterprise certification with insurance tools, and is an innovative attempt to empower high-quality development with technology finance. It is also a microcosm of the diversified innovative development mode of Zhongkai High tech Zone.

　　System innovation, building a new bridge for technology and finance

　　Since being designated by the Torch Center of the Ministry of Science and Technology as the pilot high-tech zone for the second batch of enterprise innovation point system platforms in China in 2021, Zhongkai High tech Zone has actively built a unique "innovation+credit" dual wheel driven technology and financial service system.

　　In terms of indicator system construction, Zhongkai High tech Zone innovatively expanded 22 characteristic indicators based on the 18 core indicators of the Torch Center of the Ministry of Science and Technology, combined with regional industrial characteristics and enterprise needs. These indicators cover multiple dimensions such as innovative talents, innovative platforms, innovative achievements, entrepreneurial competitions, and corporate credit, making the evaluation system more comprehensive and objective, and highly compatible with the risk preferences of financial institutions.

　　Relying on the independently built enterprise innovation score management information system, enterprises can query their own scores, innovation capability comparison and ranking in real time. The government can use this to accurately push policies and financial products, and financial institutions can easily access key information of enterprises, achieving credit enhancement and building an efficient communication bridge between government, banks, and enterprises.

　　Innovative models to amplify the leverage of fiscal funds

　　In response to the financing difficulties faced by technology-based small and medium-sized enterprises, Zhongkai High tech Zone has pioneered the "compensation first, compensation later" government bank cooperation model. Zhongkai High tech Zone has established a risk fund pool in collaboration with government financing guarantee institutions. Zhongkai High tech Zone, government financing guarantee institutions, and cooperative banks share the risk in a ratio of 2:6:2. In the event of a risk, the government financing guarantee institutions will advance the funds, and the government will compensate the following year to secure the funds. This mechanism not only alleviates the problem of difficult and insufficient financing for enterprises, but also improves the efficiency of the use of fiscal funds.

　　In addition to government financial support, Zhongkai High tech Zone actively promotes the financial industry to enhance the breadth and depth of technology financial services. With the support and cooperation of the government of the High tech Zone, the Huizhou Science and Technology Finance Alliance has been established. Its member units include banks, investment institutions, insurance, funds, investment banks, securities, guarantees, lawyers, accountants, and audit firms, which can provide financing support and financial services for enterprises in Zhongkai High tech Zone. This time, by optimizing the use of financial funds and introducing the risk transfer capability of PICC P&C Insurance, the insurance project was identified as an advanced enterprise, which enlarged the leverage efficiency of financial funds, dispelled the concerns of enterprises about declaration, established a new link between the financial industry and the main body of science and technology, fully activated the tripartite vitality of "government enterprise insurance", and added support to the high-quality development process of Zhongkai Hi tech Zone.

　　Service innovation, enriching the dimensions of technology and financial services

　　Zhongkai High tech Zone actively promotes the financial industry to enhance the breadth and depth of technology financial services. By establishing service platforms, innovating service mechanisms, building service brands, and promoting service alliances, we aim to guide the technology finance industry to contribute to the development of the region.

　　Zhongkai High tech Zone has established the "Kaiqitong" service platform, which allows enterprises to register and manage independently. Registering a company through the platform allows for "exemption from review and immediate enjoyment" of preferential policies within the area, without the need for a declaration process to enjoy policy dividends.

　　At the same time, we will collaborate with financial institutions to establish a "Chief Service Officer" service mechanism, providing enterprises with "one-on-one" customized financial solutions. For example, a new energy enterprise faced difficulties in cash flow during its development process. After understanding the situation, the "Chief Service Officer" collaborated with multiple financial institutions to tailor financing solutions for the enterprise. This not only solved the funding problem, but also helped the enterprise optimize its financial structure and reduce financing costs.

　　In order to better assist high-quality projects in expanding financing channels, Zhongkai High tech Zone focuses on building the "Zhongkai Golden Seed" investment and financing project roadshow brand. Since 2024, 8 roadshows have been held, attracting numerous investment institutions to participate and providing a platform for businesses and investment institutions to connect.

　　In conjunction with the development of the roadshow brand, Zhongkai High tech Zone is promoting the establishment of the Huizhou Science and Technology Finance Alliance. Its first batch of 38 member units include banks, investment institutions, insurance, funds, investment banks, securities, guarantees, lawyers, accountants, and audit firms, which can provide financing support and financial services for enterprises in the area. The service provider for this high-tech enterprise certification insurance project, Huizhou People's Insurance Property and Casualty Insurance, is also a member unit of the Huizhou Science and Technology Finance Alliance.

　　Policy innovation and further improvement of the cultivation system for technology enterprises

　　In recent years, through the introduction of policy documents such as "Several Policies for Promoting High Quality Development of Science and Technology Innovation in Zhongkai High tech Zone", Huizhou Zhongkai High tech Zone has gradually established and improved the system for cultivating science and technology enterprises. For the development and upgrading path of enterprises, Zhongkai High tech Zone focuses on building a hierarchical cultivation mechanism for technology-based small and medium-sized enterprises, high-tech enterprises, and technology leading enterprises. Among them, the identification of high-tech enterprises has an important impact on the establishment of the gradient cultivation mechanism. Based on this, Zhongkai Science and Technology Promotion Bureau has conducted in-depth research on the pain points and difficulties encountered by small and medium-sized enterprises in the process of growing into high-tech enterprises. On the one hand, it has strengthened direct empowerment of enterprise development, such as supporting enterprises to carry out core technology research and development, and supporting small and medium-sized enterprises to actively participate in technology research projects such as "unveiling the list and hanging the leader"; On the other hand, actively exploring the establishment of a service guarantee system around technology enterprises to reduce concerns about their development, such as optimizing the supply of technology services through the establishment of a technology service institution filing system and a "whitelist" system, and promoting technology finance (such as the insurance project recognized by high-tech enterprises this time) to empower enterprise development.

　　With the support of a series of policies that benefit enterprises in terms of system, mode, and service innovation, the cultivation of innovation entities in Zhongkai High tech Zone has achieved significant results. There are currently 1060 technology-based small and medium-sized enterprises, 1117 high-tech enterprises, 308 specialized and innovative enterprises (including 25 "little giants"), and 10 domestic listed enterprises in the zone, achieving an average annual growth rate of 25% in the number of technology-based small and medium-sized enterprises in the past 5 years, doubling the number of high-tech enterprises in 4 years, and adding an average of 1 new domestic listed enterprise per year in the past 4 years.

　　Next, Zhongkai High tech Zone will focus on the development of pillar industries and future industrial layout within the zone, and build innovative platforms such as public technology service platforms, pilot R&D platforms, and engineering technology research centers to compensate for the insufficient R&D capabilities of small and medium-sized technology enterprises and inaccurate market control of R&D departments.