Establish a policy system centered on the enterprise innovation credit system, with government and bank risk compensation and loan interest subsidies as the two wings, to achieve linkage between financial products such as "stock (enterprise listing), debt (bank financing), investment (equity investment), fund (fund business), government and bank risk compensation, and insurance (high-tech insurance)", and alleviate the problems of difficult, expensive, and insufficient financing for technology-based small and medium-sized enterprises in the region.